Dream Today. Own Tomorrow.
Hi, I’m Michael Hallett, thanks for visiting my website. Here is a bit about me and how I came to become a mortgage professional.
I have proudly lived my whole life in BC. I spent the first 10 years of my life in a small town called Holberg on the north end of Vancouver Island at the height of the logging industry, however now it is better known as the gateway to Cape Scott Provincial Park. From there, the four of us (mom/dad and sister) moved around some. It was at this time that I developed a love for the outdoors, I guess living in a remote part of BC will do that to you!
Skipping ahead a fair bit, my then girlfriend and now wife Kirstin and I moved to Whistler to pursue jobs and live the outdoor lifestyle. It was there that my entrepreneurial spirit was starting to take shape. In the next couple of years I self-started two businesses in the tourism industry including a guided mountain bike adventure company. It was around this time in Whistler that Kirstin and I bought our first home… and when I first became interested in home financing.
A year after our son Aidan was born we decided to move back to Coquitlam to pursue different careers. After purchasing our second home in 2009, I knew that I wanted to become a Mortgage Expert, so I did. I have been helping clients ever since!
When Kirsten and I are not working and Aidan isn’t in school, you will likely find us hiking, biking, skiing, camping, boating, playing hockey or lacrosse, or on the road or trail somewhere. To say we are an active family is an understatement, but we wouldn’t have it any other way!
Mortgage ServicesHere are some of the services I provide.
If you are looking to purchase a property, understanding all the mortgage options available to you can seem overwhelming. That’s where I come in, I do this everyday, and I love it. I will help you make sense of all the numbers and provide you with options that make sense to you and arrange the mortgage that suits your goals!
Before you go out and start shopping for a new house, you need a plan. It doesn’t matter if this is your first time buying a home or your hundredth, financial situations change, rules change, interest rates change. The best place to start is with a preapproval, so you know exactly how much buying power you have.
Are you looking to access some of the equity built up in your property? Maybe you want to consolidate some debts, start a new business, buy a vacation or investment property or travel the world… regardless, I can discuss all your mortgage refinancing options with you!
Burke Mountain Developments
If you are looking to purchase a home in the new Burke Mountain Development, I know the project very well and would love to help you arrange mortgage financing. I live in Coquitlam and spend most of my free time in Pinecone Burke Mountain Provincial Park. If you are looking for an inside man to help you navigate the area, you’ve found him.
Okay, so maybe a calculator really isn’t a service, but if you click through this link, it will take you to a page with a some really fun options to run some calculations on your own. When you have things somewhat figured out, give me a shout and we can see exactly where you stand.
Obviously there are a lot more services I can offer and a lot more information I can share with you. Consider this my invitation to contact me with your questions, I would love to work with you and help you figure out a plan not only to get you a mortgage, but to help you get rid of it. Talk soon!
Want to know a little more about what working with a broker looks like? These videos are for you!
TestimonialsHere are some of the nice things people have said about me.
“Highly recommended to friends and family”
As first time home buyers, we had many questions and concerns. Even if not directly related to the mortgage, Michael was always readily available to provide answers or direct us to them. Despite some unforeseen changes on our end including shifting our purchase to a different home, he provided us with everything we needed and made the mortgage process nearly free of any stress.
Would highly recommend him to friends and family!Ryleigh & Jeff
“Sealed The Deal”
We can honestly say that we would not be in our home now if it hadn’t been for Michael’s incredible service and willingness to go above and beyond for his clients. After all of Michael’s help during our 7 month search for our first home, we ended up being one of 3 offers on a home that had only been listed earlier that day – just a little stressful! Michael personally put in a call to the listing Realtor to strengthen our offer and assure that our financing would come through. Michael sealed the deal for us and our offer – which wasn’t the highest of the 3! – was accepted the next morning! We will continue to recommend Michael to everyone I know.Kerriann & Tony Smith
“Highly Recommend Michael”
It was definitely a pleasure working with Michael. From day one he was upfront and honest about my unique credit situation, however he was also the positive reinforcement I needed to keep going and give it a try. Even when the banks wouldn’t give me the time of day, he was certain we would find someone who would give me a chance. He was very patient with my questions (I am sure they seemed to be never-ending at times), and helped to guide me through the many different stages of purchasing a home.
Thanks to Michael and his dedication, he found a lender that would work with my situation and I now own my first home. He also has coached me on how to fix my credit rating, and I am pleased to say that my credit score is already considerably higher than when we began this process. I would highly recommend Michael to anyone looking for a mortgage!Jillian
“As Stress Free As Possible”
As young first time home buyers, we didn’t have much knowledge on obtaining a mortgage, or how the whole process worked. Our broker, Michael Hallet of Dominion Lending was extremely helpful and accommodating.
He made buying our first home and understanding the financial aspect behind it as stress free as possible. He also continues to provide us with information on current rates, along with helpful information that furthers our knowledge on being money savvy homeowners.
We would highly recommend Michael to anyone looking to purchase a new home, especially people new to the process.Dan & Caitlin
Lender PartnersHere are some of the lenders that I work with.
BlogThis is where I share valuable information.
No doubt about it, buying a home is an emotional experience. It’s a game of balancing needs and wants, while trying to be honest with yourself about those very needs and wants. It’s hard to get it right, figuring out what’s negotiable and what...read more
With all the recent government activity meant to bring stability to the Canadian housing market (read cool down Vancouver and Toronto), its no surprise that the bank of Canada has decided against making any drastic changes to the overnight rate in their announcement...read more
If you are planning on purchasing a property in the next couple of years, here is a really good video that will explain how you can find some extra money to put away into savings without impacting your lifestyle. Maybe you can even find enough money to cover the legal...read more
Starting to save early for retirement is extremely beneficial in the long run, especially if you have the dream of retiring with $1 million as so many Canadians do. It’s not an easy feat, but for most Canadians, retiring with $1 million is a realistic goal. You most...read more
Will you qualify for less now? If you have less than 20% to put down on your purchase then the answer is, Yes. It’s that simple! There are a new mortgage lending rules on the horizon. They are on their way whether we like it or not. For some of you, this might...read more